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juillet 21, 2026

21

Juil

Fumeur / ex-fumeur : à partir de quand devient-on “non-fumeur” pour l’assureur ?

21 juillet 2026AdminCourtier immobilier Arras

Lors de la souscription d’une assurance emprunteur, une interrogation apparemment simple peut faire varier fortement le tarif : “Êtes-vous fumeur ?”. Beaucoup hésitent. Une cigarette en soirée, un cigare occasionnel, une chicha en vacances ou l’usage d’une cigarette électronique suffisent-ils à être classé fumeur ? La tentation de cocher “non” pour éviter une surprime existe....

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